Are South Carolina nurses required to carry malpractice insurance?

In South Carolina, it is not mandatory for nurses to carry malpractice insurance, making it highly recommended instead. This means that while nurses are encouraged to obtain malpractice insurance to protect themselves against the potential costs associated with legal claims, there is no legal requirement enforcing it.

This recommendation is rooted in the fact that nurses, like other healthcare professionals, can face lawsuits for various reasons, including negligence or malpractice. Having insurance provides a layer of financial protection, which is vital in an industry where the stakes can be incredibly high. The absence of a legal obligation signifies that the state does not impose penalties or requirements specifically for nurses regarding this insurance, allowing them the discretion to decide based on their individual circumstances.

The other options suggest requirements or limitations that do not reflect the actual legal framework in South Carolina. There is no state law mandating malpractice insurance for all or specific categories of nurses, which clarifies why the notion of it being mandatory or limited to particular settings or populations is inaccurate.